Finance

An initiative for ‘Housing For All’ government of India launched a Pradhan Mantri Awas Yojana (PMAY) scheme in 2015. The scheme aims to provide affordable housing to the urban poor. Under this scheme, if a person avails a loan to buy or construct a house, they can enjoy an interest subsidy because it links to the Credit Linked Subsidy Scheme (CLSS). The interest subsidy can be enjoyed on the outgoing EMI which a home borrower…

Have you started a job as a remote worker? Has your workplace gone remote due to the pandemic, or because of advanced technology? It’s time to start setting up your home office for the best possible productivity levels. Setting up a home office for remote work is different than setting it up for leisure or occasional post-work paperwork and studying. You’ll find that your needs shift when you’re sitting in one place all day. Working…

The answer is, it is challenging for the majority of banks. It is real that many borrowers who availed the home loans during the low-interest scheme are now facing higher Equated monthly instalments (EMIs) and enthusiastically anticipating the decline in home loan interest rates. It is also true for many potential borrowers waiting for home loan interest rates to drop so that they at least spiralling home prices are declined to a certain degree. But…

Getting paid should be a simple process, but freelancers and small business owners still struggle with payment issues. Freelancers aren’t employees; they technically provide services. Therefore, they’re not paid with a traditional W-2 form. Instead, they send invoices to clients, and clients pay in due time. Since service providers use invoices, they need a system that organizes finances. That’s why pay stub templates are an ideal companion to spreadsheet and accounting software. Pay stub generators…

The initiatives taken up by the company play a beneficial role in implying the progressive report of its own origin. How are stocks to be traded? What is the mode of investment? What is its ideal price range? These are some of the questions that require an instant answer in the business world. For attempting to meet the goal for investors and traders, the company stock market is critical and important. In that case, an…

Silver is a very popular trading instrument. Due to the trending nature of the silver, the Singaporean traders love to trade this asset. Though this trending instrument is very easy to trade but making some common mistakes can result in heavy loss. If you ask the professional precious metal traders about the market structure, they will always tell you to trade with the trend. Taking the trades along with the major trend is very tough….

The COVID-19 pandemic has brought the world to a standstill and has impacted every business in some capacity. Due to the safety restrictions imposed by the government, companies have been unable to manufacture goods and offer services. In the current scenario, exports have also suffered as goods have either not moved or haven’t reached the buyers. Moreover, there are good chances that the demand for their goods and services have reduced as consumer spending has…

When people hear the word investment, they start to presume that they might need thousands or millions of dollars to get started in this field. What they do not know is that they can start as small as fifty dollars. Many successful investors created enormous wealth from scratch. They just took small steps at the initiation of their career which keeps offering them bigger and bigger opportunities every time. It all comes down to take…

It is true that pawn shops will take anything they can sell at a profit. You can find all kinds of things ranging from modern to antique, each with its unique story. Some stories are sad, some are downright hilarious but whatever the case may be, a pawn shop is a wondrous treasure trove.  Whilst it is true that pawn shops will accept and sell virtually anything, the thing is, some items should never even…